The vision
A continuously optimized protection experience.
KOVER is building the operating system that sits above insurers, banks and pension funds — quietly making sure you and your family are always optimally protected.
Roadmap
From a copilot to a full protection OS.
Live today
Policy extraction
Upload any policy. KOVER reads, structures and scores it.
Protection Score
A single, continuously updated measure of how protected you are.
Next 6 months
Continuous monitoring
We watch your policies, market rates and life events 24/7.
Automatic policy review
Every renewal triggers an automatic re-evaluation.
Multi-insurer comparison
Live quotes from 30+ carriers — without leaving KOVER.
12–18 months
Automatic switching
When a better offer is found, we handle the switch end-to-end.
Family protection monitoring
Add your partner, children and parents to one shared view.
Retirement optimization
Continuously rebalance long-term retirement protection.
The frontier
Estate planning assistant
Wills, beneficiaries and succession — guided and updated.
Caregiver support assistant
When life turns, KOVER becomes a logistical co-pilot.
“KOVER transforms fragmented insurance products into a continuously optimized protection experience.”
Join the protection movement